Unknowingly driving without insurance

3102 (2)) When defending a driving without insurance case, the starting point for reviewing the law in Ontario, begins with the Compulsory Automobile Insurance Act, R. Jul 3, 2020 · Jail Time. Jul 14, 2021 · When it comes to owning a vehicle and driving on the roads, it’s always important to have insurance. Hi there, Yesterday I was hit from behind by another driver. 0330 165 9110. You will also need to pay the DMV a $750 civil penalty to restore your driver license if it is revoked. Uninsured drivers in Virginia are personally responsible for paying medical bills or property repairs after a car accident. If you are found guilty of driving without insurance in Massachusetts, you could receive a fine between $500 and $5,000, according to state laws. The attorneys at Ktenas Law have helped countless motorists driving without insurance in Illinois get their fines reduced or dismissed. Adam Ramirez, J. As explained earlier, in order to properly register your car with New York’s DMV, you must have a valid insurance which meets all of the DMV’s requirements. Lack of car insurance/ continuously lacking car Aug 3, 2018 · So, if you have been reported for summons for allowing someone to drive without insurance and want the help of a professional to help to put together a good defence case with you, then do not hesitate to contact Driving Solicitors on 0203 488 2551 and get expert legal advice from a specialist motoring solicitor today. In some driving offence cases, there may be exceptional circumstances that led to you committing a motoring offence, including drink driving, driving in an emergency or driving without insurance. Feb 1, 2024 · The penalty for a first offense is a $1,500 to $2,000 fine and a six-month driver’s license suspension. Jun 12, 2024 · Buying car insurance is a necessary part of being a responsible driver. License suspension. Mar 12, 2024 · By Eric Stafford Published: Mar 12, 2024. The person will have to pay a £300 fine and receive 6 penalty points on their licence. I can help you avoid all these problems. If convicted, you may have to pay a fine up to $500, face up to one year in jail and surrender your driver's license for 30 days or until you have coverage, whichever is later. The form has to be sent back a. Section 143 of the Road Traffic Act 1988 creates an absolute offence, meaning that the prosecution does not need to prove any intention to drive without insurance, only that a policy was not in place at the relevant time. Vehicle registration suspension. SR-22 requirements. You could also face a driver's license suspension for up to a year. Drivers who break this law may face up to a $500 fine, license and registration suspension, and vehicle impoundment. This means that you don't have to intend to drive without insurance, driving unknowingly is also illegal. Our adjudicator did not uphold the complaint. S. Jan 12, 2024 · Auto Insurance. If the police suspect you are driving without insurance, they can issue you with a fixed penalty notice of this amount at the roadside. Car insurance rate increase. License and registration suspension until proof of current financial responsibility is provided; vehicle impoundment. If the police catch you driving without insurance or if you cause a crash, the officer will likely issue you a citation for not having insurance. Dec 5, 2023 · In most states, if you are pulled over for the first time without auto insurance, there will be a fine. First and foremost, if you're caught driving without current valid insurance in Georgia, you will be charged with a misdemeanor, and it will remain on your record permanently. I (19F) was recently pulled over, after providing my insurance information the officer informed me I did not have insurance, I was never notified by my insurance company that the policy was canceled. Other punishments are given out, however, with Jan 15, 2024 · The implications of this seemingly innocent act can be shocking and far-reaching. License and registration could be revoked for up to three years. I was driving my father in laws car on which I was a named driver. Not more than 30 days or both fine and imprisonment. The most common situation resulting in a charge of driving with no insurance is where the insurance company cancels the policy without the knowledge of the motorist. Driving privileges. Up to $250. While the monetary penalty will vary, it ranges from $25 in Tennessee to $5,000 in Massachusetts. Driving without a license is a serious offense that can lead to severe legal Motoring & Driving Offences. 26,000+ people are injured as a result of uninsured drivers. If you are in an accident while driving uninsured in Iowa, you will still face the Driving Unknowingly Without Insurance Question: Driving with no insurance. It merely means that in addition to the fines you’ll face, there’s a possibility for jail time. As a minimum an individual must have third party insurance in order to drive a vehicle on a road or in a public place within the UK. 322. Driver's license suspension. C. states. 4 percent, the rate of uninsured drivers was not much better within Georgia. Up to 30 days of incarceration, according to 47 O. The state may charge you a fine from $100 to well over $1,000, impound your vehicle or even suspend your driving privileges for up to four Your consequences of driving without insurance vary, depending on if you have any prior offenses. For instance, in California, the average driver faces a 36% hike, and in Massachusetts and North Carolina, you’ll see increases of about 30% Oct 20, 2023 · Driving without insurance in Iowa is illegal and can have a serious impact on your car insurance rates moving forward. SECTION 34. Penalties for Driving Without Insurance in IowaFine up to $250 for the first offense (community service may be served instead)Impoundment of the vehicle for the first and subsequent offensesSR-22 requirement for 2 years for the Feb 28, 2024 · The penalties listed here are in addition to any fines or penalties imposed by a court of law. It must: Be an insurance company based in New York, not out-of-state. After the 30 days have passed, they may be cited for driving with an expired license. In this article, we will delve into the potential legal, insurance, and personal liability consequences of unknowingly allowing someone to drive your car without a valid license. s. Updated: Jan 26, 2023, 1:50pm. Additional $750 if your license is revoked. Drivers must present proof of insurance if asked to do so by a law Jul 30, 2021 · In Georgia, drivers should avoid another conviction before the end of five years. If the offender can prove a financial hardship, community service may be sentenced instead of a monetary fine. Refusal to submit to DUI testing. May 31, 2024 · Updated May 31, 2024. Apr 30, 2024 · Penalties for driving without insurance in Oklahoma include: Fines up to $250 per 47 O. The penalty for driving with no insurance is a fine to a maximum of £5,000 and the endorsement of between 6 and 8 penalty points or disqualification from driving. If you live in Virginia and choose not to purchase coverage, you May 15, 2017 · DRIVING WITHOUT INSURANCE UNDER 39:6B-2 WHEN DRIVER OF CAR IS NOT THE OWNER AND DOES NOT KNOW THE CAR IS UNINSURED, PROPER REQUIREMENTS TO CANCEL AUTO INSURANCE POLICY IN NEW JERSEY, AND DEFENDING CHARGE OF 39:3-40 DRIVING WITH SUSPENDED REGISTRATION We recently appeared in the Colts Neck Municipal Court representing a young man charged with A Driving Without Insurance charge can result in jail, fines, and points. Driver's license suspended for a full year. In California, for example, you could pay $100 to $200 plus penalty fees for a first offense Mar 23, 2022 · Except for New Hampshire and Virginia, all states require drivers to maintain liability insurance to operate a vehicle legally. Driving while license suspended, revoked, canceled, or disqualified. Owning a car and not having insurance is a misdemeanor, with penalties ranging from a $500 to $2,500 fine, imprisonment from 90 to 180 days, or both. Driving a car without insurance in Florida is illegal and punishable by law. Your vehicle registration and driver's license would be suspended up to three months, until a $100 reinstatement fee and Mar 30, 2021 · Under Maryland law, driving without insurance is a misdemeanor criminal citation. The officer put it down as failure to provide insurance due to the issue at hand. Failure to carry adequate car insurance is a petty offense in Illinois, which means it’s punishable by a fine — no jail time. Driving Without Insurance. If you have a criminal record because of a criminal driving offence (or any other criminal charge), and wish to erase your record, call toll-free 1-888-808-3628 or learn more at Pardon Partners. Find out how much your insurance will go up and see examples of state penalties for uninsured drivers. A license reinstatement fee of $100. When You Do Not Legally Need Car Insurance in Florida. Charlotte, Venice, Lee, Bradenton, Tampa, Brandon, Plant City, Pinellas, Clearwater, St. Failure to pay fines, court costs, or failure to appear in court. 25 which is the law that mandates insurance coverage for those who operate an automobile, whether as an owner of the automobile or as a lessor of the automobile. D. The maximum sentence for keeping a vehicle with no insurance: The Police or can impose a fixed penalty of £100. Maryland requires all vehicles to be insured to protect state driver’s in the event of an accident—with the minimum amounts being $30,000 for bodily injury per person, $60,000 bodily injury per crash, and $15,000 for property damage. Driver’s license suspension, outlined in 47 O. Kentucky requires drivers to have minimum liability car insurance. Vehicle impoundment. Or, you may have just purchased a new insurance policy, but it has not come into effect for reasons unbeknownst to you. If you are pulled over driving someone else’s car that is not insured, you are getting the ticket. Call (301) 556-8709 so that we can get Jun 4, 2024 · If you drive without car insurance in New Jersey, the penalties for a first-time offense include a fine of $300 to $1,000, suspension of your driver’s license for one year, and potential The maximum sentence for using, driving, causing or permitting someone to drive without insurance: The Police can impose a fixed penalty for no insurance of 6 penalty points and a fine of £200. For a first offense conviction, the state issues five points on your driver’s license, a $1,000 fine, and you get up The main reasons you can have your license suspended in Florida include the following examples: Too many points on your driver’s license. Marc Urbano | Car and Driver. Guilty of a misdemeanor: If you drive without insurance in Michigan, you are guilty of a misdemeanor. It’s easier than you think. Jul 17, 2023 · The penalties for driving without insurance in New York can include fines up to $1,500, fines, suspension of license and registration, and jail time. Jun 11, 2023 · Driving without car insurance can result in a suspended driver's license. A large amount of driver data from internet-connected vehicles is being shared with the drivers' insurance companies, the Driving without insurance is charged as a petty offense under most scenarios, but carries with it serious consequences. Driving Without Insurance (in a traffic stop) $150-$1500 depending on the situation. SR-22: An SR-22 is a form your insurance company must file with your state's department of motor vehicles to prove that you have coverage. In many states, the vehicle's registration will be suspended as well. CALL our office today! – 1-888-781-9696. The legal name for this violation is “Operating an Uninsured Motor Vehicle. Getting caught driving without insurance means paying up to $1,500 in fines and $750 to get your license back after it’s revoked. Drivers caught Nov 22, 2021 · The officer does not need to be at your arraignment and will only need to be present if subpoenaed. Driving Without Insurance (in an accident) $150-$1500 depending on the situation. It will likely be viewed just like it is you who has been caught driving without insurance. Driving without car insurance in California could result in serious penalties. Auto insurance is the preeminent way to prove your financial responsibility and is required in most states. Editorial Note: We earn a commission from partner Jul 16, 2021 · Unfortunately, that is not a defense and you will be held responsible. Mandatory community service. Driving without insurance in Maryland means knowingly or unknowingly driving an uninsured vehicle, or one that does not meet Maryland’s mandatory minimum liability coverage. New York has one of the lowest uninsured motorists rates at 4. Up to 15 days. , penalties for a first offense of driving without insurance range from a $100 fine to a one-year driver's license suspension. In his view, Sabre acted reasonably in deciding Driving Without Insurance. A DUI arrest or conviction. The length of your suspension and amount of penalties will increase for subsequent insurance citations. Any subsequent driving without insurance offenses are gross misdemeanors. Potential jail time. The civil penalty is between $8 and $12 per day of lapsed insurance. First offense. Fine up to $250 for the first offense (community service may be served instead) Impoundment of the vehicle for the first and subsequent offenses. You can also forfeit your driving privileges. Unknowingly driving without insurance? Custom Flair. If it’s your first offense of driving without insurance, you may receive between $300-$1,000 in fines plus a $250 surcharge assessment every three years, for a total of three years. Call (855) 596-3655 to speak with a licensed insurance agent and get quotes for car, home, or renters insurance. SR-22 requirement for 2 years for the first and subsequent offenses. Mist likely the police would issue a charge for Drive - No Insurance and would have to argue with the Crown about getting the charge withdrawn. 6 penalty points. Most states require car insurance, and driving without it can result in fines, license and registration suspension, community service, jail time, or a combination of all four, depending on the state. With this in mind, it is unlikely that you will run into this concern. What are the penalties for a No Insurance ticket in Ontario? Fine of $5,000 to $25,000 for first-time offence; Fine of $10,000 to $50,000 for a subsequent offence Should you be found guilty of driving without insurance, the minimum punishment will be six penalty points being issued onto your driving license and a £300 fine. 00. Requirement of an SR-22 for up to 3 Jun 13, 2024 · Forty-five days after - The actual increase in your car insurance premium happens between the 30 and 45-day mark. § 7-206. SR-22 filing requirements. A valid Florida driver’s license is a license issued by the Florida Department of Motor Vehicles (DMV) with no suspensions, cancelations, expirations, or any other issues. 34 Driving while license suspended, revoked, canceled, or disqualified. It says either the vehicle or the operator of the vehicle has have to insurance. (1) Except as provided in subsection (2), any person whose driver’s license or driving privilege has been canceled, suspended, or revoked Unknowingly driving without insurance. Your registration will also be suspended for a year, and your license may be automatically revoked. Any resident of Florida driving on a The law recognises that the offence of driving without insurance is a serious one and provides that an uninsured driver can either be handed a Fixed Penalty Notice, requiring – as mentioned above – a payment of £300 (increased from the previous £200 fine) and endorsing their licence with 6 penalty points. Every state has financial responsibility laws stating that you must have the ability to pay for any accidents you cause. 791, driving without auto insurance is a misdemeanor offense in the state. I would suggest you consult with a lawyer. Apr 19, 2024 · The consequences of driving without car insurance or other acceptable proof of financial responsibility include: Fines. Under Minnesota Statute 169. Penalty type. What happens if my insurance is cancelled or reinstated, or I get new insurance? As declared by Florida Statute §322. 3102 (2)) Fine of $200 to $500: If you are convicted of driving without insurance in Michigan, you “shall be fined not less than $200. A second or subsequent offense has worse penalties. Sep 11, 2023 · Learn about the legal and financial consequences of driving without car insurance, such as fines, license suspension, jail time and higher rates. 1990, c. $300–$1,000 $250 surcharge assessment for three years ($750) Up to $5,000 $250 surcharge assessment for three years ($750) Driving privilege. Car insurance in New York, in some cases, is more costly than other states. Feb 12, 2024 · An individual who has moved to New York to reside in the state has 30 days to get a New York driver’s license. These are called ‘special reasons’ and may result in a lighter penalty, or no form of punishment at all from the courts. editor. The reverse onus leaves it to prove that you were insured (if you were) at the dispute if the officer is able to establish a prima facie case that Nov 10, 2021 · The fee goes up to $250 for a second lapse within three years and $500 for a third lapse. In Arizona, law enforcement officers can ask for proof of insurance during traffic stops or after a car wreck. If you're caught driving uninsured, you could face up to a $1,000 fine. O. —. You can avoid these consequences by meeting New York's minimum car insurance requirements. Drivers do have an option to reinstate their insurance coverage within 90 days and pay a civil penalty. If you’re caught driving a vehicle you’re not insured to drive, the police will hand out a minimum: fixed penalty fine of £300. Possibly. Penalties for driving without insurance or for permitting someone else to drive uninsured include: A fine of up to £5,000; An endorsement of between six and eight penalty points on your license; Dec 7, 2018 · Thanks to a new service launched earlier this year, drivers are no longer getting away with driving without insurance and don’t have to be caught on the road to face retribution. A first offense of driving without insurance has a $500-$1000 fine and possible jail time, although unlikely. 00 nor more than $500. My partner has to appear in court on x for driving with no insurance. An additional $1000 fine if a previous violation means your license plates are already suspended. In some cases, a motorist accused of driving with no insurance will be offered a Fixed Penalty Notice (FPN) of a £300 fine and 6 penalty points in the alternative to formal prosecution. According to data from the Insurance Research Council (IRC), about one in eight motorists nationwide (12. Penalties for third and subsequent offenses Aug 2, 2021 · The short answer is no, you cannot register a car without insurance in New York. Your driver’s license may be temporarily revoked or Feb 28, 2024 · Updated Feb 28, 2024. 6 percent) had no auto insurance in 2019. While the legal punishments are hefty enough to deter most drivers from breaking this law, drivers who get behind the wheel without an active insurance Jul 10, 2019 · NY’s law requires drivers to carry at least 25/50/10 auto insurance coverage. ”. § 7-603. When the police… Jan 4, 2022 · Even if the owner of the vehicle is not driving, they can be charged with “permitting the operation of a motor vehicle without insurance”. Note: Be careful with demerit points. Jul 17, 2023 · No, it is not illegal to not have car insurance in Florida as long as you do not drive at all or do not own a registered vehicle. Additional penalties for driving with a suspended license Jun 10, 2024 · How much is the fine for driving without insurance? Excluding New Hampshire, every state will ticket you for driving without insurance. Additionally, you will have to appear in court and pay a fine of $200 to $1,000. Here’s what can happen if you drive without insurance, and the May 22, 2022 · Driving Without Insurance in Georgia . Since day one, your car insurance premium rates have been raised by $1,000. A second conviction of driving without insurance is also punishable by jail time of 15 days and/or a fine of $200–$500. License reinstatement fees. You can even face penalties for knowingly allowing an uninsured vehicle to be driven if you are the owner, or driving someone else’s car while uninsured. The DMV may require a payment of $750 to reinstate the license. Apr 21, 2024 · Jail time: Driving without insurance can be considered a misdemeanor or even a felony in some cases, with jail time ranging anywhere from 10 days to a year. Jan 29, 2024 · You are not allowed to drive without insurance in most U. This means if you get into a collision with three people, your insurer would pay up to $25,000 to each individual person, but would pay a total of $50,000 for the entire accident. Jail time. Feb 28, 2024 · To reinstate your driving privileges, you'll pay $50–$85 in fees and $500–$1,000 in fines. C. In some cases, the police may decide to issue court summons for the offence, and both you and the other driver could end up paying a larger fine or facing other Sep 14, 2022 · A subsequent conviction for a second offense increases the penalty to a figure between $10,000 and $50,000. Knowingly driving without a license is considered a criminal misdemeanor and may be punished with up to two months in jail and $500 in fines. Jan 26, 2023 · Car Accident With No Insurance (2024 Guide) Christy Bieber, J. Uninsured drivers who can lessen their penalties by acquiring insurance after the fact will also have to submit an SR-22, and this documentation will almost The traffic court fine could be as much as $1,500 for driving without insurance or allowing another person to drive your uninsured vehicle. Luckily, even though you’ll pay a fine for driving without insurance, you won’t receive demerit points. In New Hampshire, uninsured drivers who are found at fault for a car accident are If you’ve missed your payment date, call your insurance company immediately. Failure to The Law. Besides another suspension of driving privileges, the fine for each subsequent offense Chapter 322 DRIVERS' LICENSES Entire Chapter. You will not receive demerit points on your driving record for operating a car without insurance. A fine for driving without insurance coverage, usually of $500-$1000 for a first-time offender, with possible higher fines for repeat offenders. Fine. Lack of insurance can affect your ability to Jul 17, 2023 · Delaney Simchuk, Car Insurance Writer. While penalties for driving without insurance vary by state, there are some common consequences: Additional penalty assessment and surcharge fees. Illinois law requires you to carry liability insurance on a vehicle under 625 ILCS 5/3-707 (a). Penalties for repeat offenses may be even harsher. a. Unknowingly driving without a license is considered a civil offense and is often punished with a fine. There are very few defences available for driving without insurance. 03 (1), a person cannot drive a motor vehicle in Florida without a valid driver’s license. But the no insurance penalty is much higher in some states. Driving without insurance is a strict liability offence, meaning that the Prosecution only need to prove that you were driving on a public road at the time of the offence was committed. Knowingly Driving Without Insurance Get Experienced Legal Help from Our Baltimore Traffic Ticket Attorneys. Jul 26, 2023 · As previously mentioned, driving without insurance in Ontario may leave you without a driver’s licence for a minimum of thirty days, or you could stay without it for an entire year. Contributor. A first conviction of this offense will subject the driver to a three-month driver’s license suspension by the Illinois Secretary of State with a minimum mandatory $500 fine (maximum fine of $1,000) plus court costs, and a In Virginia, for example, drivers without car insurance must pay a $500 uninsured motor vehicle fee at the time of registration each year. If you can show that you were driving the vehicle in the course of your employment and you This is a misdemeanor charge that brings fines ranging from $200-$1,000, and a potential 90 days in jail. Vehicle registration suspension, as per 47 O. p. Petersburg, Bartow, Alachua, Orange, Polk and Sarasota. ( MCL 500. He wants to plead NOT GUILTY, as far as he was concerned, he still had insurance. 1%. According to Mississippi Code section 63-15-4, driving without proof of insurance could lead to conviction of a misdemeanor, imposition of a $500 fine, and suspension of driving privileges for up to one year (or until the offender Dec 11, 2023 · Across all states and D. Penalties for Driving Without Insurance in Iowa. Second offense within five years: A second offense may result in up to 12 months in jail and $500 in was unknowingly driving without insurance. Fines. Jul 29, 2021 · If you are caught without insurance during a traffic stop, you can be subject to a ticket and penalties for driving without insurance. As mentioned on Value Penguin, for a first offense, some of May 30, 2024 · You’ll also get four points added to your driving record. On top of this, roughly 130 people are killed annually due to accidents caused by drivers that do not have an insurance policy in place. If you're driving without at least that minimum coverage, it’s considered a criminal offense. § 7-606. It is illegal to drive a vehicle on a road or public place without at least 3 rd party insurance. May 2, 2024 · The lapse in your coverage after driving without insurance will cost you, on average, 10% more when you finally get a new policy in place. The penalty for driving without insurance. Jan 31, 2024 · In some states, drivers caught driving without their proof of insurance will also have to file an SR-22 with their insurance company to prove that they do carry the right coverage. These may include cases where a driver has never passed a driving test Jul 29, 2021 · Minnesota Insurance Law. At 12. May 3, 2013 · Driving without insurance is an absolute liability offence with a reverse onus on the driver. 00” and/or sent to jail. You'll also have to pay a service fee of at least $125 to reinstate your license. If you're caught driving without insurance, you may face: Tickets and fees for failing to provide proof of insurance. The police will decide whether more serious cases are to be handled in court. Mar 29, 2023 · Though it is illegal to drive without auto insurance, many drivers are undeterred. . 00 on the spot. You’ll have to provide proof of insurance and pay a $200 reinstatement fee to get your driving privileges back. He was stopped by the police shortly after the cancellation and eventually received a fine of £200 and six penalty points on his licence. In New York, driving with an expired or suspended driver’s license is a more serious offense, as is driving without a license that has been revoked. Second and subsequent offenses. Your license to be suspended. Being arrested for Driving While License Suspended can lead to serious consequences. Aug 9, 2023 · To schedule a free initial consultation, with one of our skilled traffic ticket attorney, call our traffic ticket defense law firm today at (312) 756-8652, or chat with us online to learn how we can help. Child support delinquency. They may give you a ticket if you There are also fines involved if one is caught driving while uninsured, including a fine of up to $1,500. The consequences may include the following: First Offense. Say that your annual car insurance premium was $2,750 after one month of lapse; within those 15 days, your car insurance premium will increase to nearly $3,500. @delaney_simchuk • 07/17/23. Drivers are expected to have coverage for at least $25,000 in bodily injury per person and at least $50,000 in bodily injury coverage per accident. If you don’t pay and your car insurance lapses after your grace period, expect some communication from your provider. Imprisonment. but I’m wondering if he should have a solicitor. May 31, 2024 · Driving without insurance at a checkpoint. The penalties for driving without insurance in Mississippi can include fines up to $ $1,000, fines and the suspension of your driver's license. Reviewed. Mar 15, 2024 · Driving without car insurance is not only illegal in most states, it also puts you at great financial risk — yet one in eight drivers on the road is uninsured, according to the Insurance We represent individuals charged with Driving While License Suspended in. Driving without insurance in Florida is against the law, though, and the potential penalties include fines up to $500 and driver's license suspension. If you get caught driving without If you have insurance, you would have an argument based on section 3 of the Compulsory Automobile Insurance Act. Drivers who don't have insurance coverage could face Jun 3, 2024 · Fine: $1,000: Driving privileges: License suspension for one year or until proof of insurance is provided: Penalties reduced/waived: If proof of insurance coverage is submitted before the scheduled hearing, the fine will be reduced to $100; If proof that an insurance policy was in effect at the time of the stop is submitted before the hearing, the fine, court costs and suspension will be waived We would like to show you a description here but the site won’t allow us. You’ll likely be able to make a payment during the grace period (plus a probable late fee) and get your policy reinstated. Feb 26, 2024 · Pay a fine. In some states, it's cheaper to acquire minimum liability insurance than it is to get a ticket. Being caught without insurance while driving for the third time leads to 90 days of license and car registration Jan 17, 2024 · Driving without insurance is considered a misdemeanor in Michigan. May 9, 2019 · At Hennessey, Thames & Leavitt in Vicksburg, Mississippi we understand how the law works. May 30, 2024 · This timeframe can be anywhere from 24 hours to a few days. Phone: (601) 636-5560. That ticket will trigger the penalties for lapsed insurance mentioned above, in addition to any consequences For more information on the penalties of driving without insurance, visit the Ministry of Transportation. They can also be a permanent blot on your record that can cause problems in the future, especially if you drive professionally or if your employer insists that you keep a clean driving record. py wz tx gm pb qq ka fa ku sd